$50,000 Burial Coverage for Florida Families — No Medical Exam
No Medical Exam. Plans Available in Minutes.
Affordable monthly rates for Florida families ages 50–85. Plans available with no medical exam. Approval may be available in minutes for qualified applicants. Your rate is locked in for life.
Rates increase with age — checking today locks in your lowest price.
Plans start as low as $20–$30/month*
*Based on age and health
Licensed Florida Burial Insurance Specialists
Serving Lakeland, Ocala & Pembroke Pines
Available for ages 45–85. No medical exam required.
Get Your Free Quote — Takes 60 Seconds
No obligation. No pressure. Just your personalized rate.
What is your date of birth?
Used to find your best available rate.
SSL Encrypted · Your info is safe
The Average Florida Funeral Now Costs $9,420
Families typically have 7 days or less to pay. Without coverage, that bill falls on your spouse, your children, or your siblings — during the hardest week of their lives. A small monthly payment today protects them from a five-figure bill tomorrow.
Florida Burial Coverage offers final expense burial insurance and life insurance for seniors across Florida — including Miami, Fort Lauderdale, Orlando, Tampa, and Jacksonville. We specialize in no medical exam life insurance, guaranteed issue burial insurance, and affordable funeral insurance for ages 45–85. Our licensed Florida agents help families compare final expense insurance quotes from A-rated carriers including Mutual of Omaha, Transamerica, and AIG.
Here's Exactly What You Get
Coverage options from$5,000–$50,000 — paid directly to your family, tax-free*
No medical exam plans available (no health questions for qualified applicants)
Fixed monthly payment — locked for life, never increases
Approval may be available in minutes for qualified applicants
Immediate Day 1 coverage for qualified applicants
Work with a licensed Florida agent — not a call center
Benefit can be used for funeral, burial, final bills, or left as legacy
*Death benefit paid income-tax-free to beneficiaries per IRS Section 101(a).
Plans Start at About $1 a Day
Age and health dependent. See your personalized rate below.
Without Coverage
- ✗$9,420 average funeral
- ✗7-day payment window
- ✗Out of family's pocket
- ✗Debt during grief
- ✗No plan, no peace
With Our Plans
- ✓$30–$90/month (age & health dependent)
- ✓Rate locked for life
- ✓Tax-free benefit to family
- ✓Peace of mind today
- ✓Licensed agent guides you
Zero Risk. Zero Pressure.
No obligation
Your quote is 100% free — no purchase required.
No high-pressure calls
We explain your options. You decide. Period.
Cancel anytime
Coverage is not a trap. You're always in control.
A Real Florida Agent. Not a 1-800 Call Center.
"Danny made the whole process so easy. I was nervous about insurance but he explained everything clearly and got me covered the same day."
Margaret R., Fort Lauderdale · Age 67
"I'd been putting this off for years. Finally called All4One and within an hour I had peace of mind knowing my kids won't have to worry."
James T., Miami · Age 72
"No pushy sales tactics. Just honest answers and a plan that fits my budget. I tell everyone I know about All4One."
Patricia M., Pembroke Pines · Age 64
Every Birthday Costs You More
Burial insurance rates are based on your age today. Every year you wait, your monthly premium goes up — and it never comes back down. The 62-year-old who locks in this week pays less for life than the 62-year-old who waits until next year's birthday. Lock in your rate before your next birthday.
Frequently Asked Questions
Burial insurance — also called final expense insurance — is a small whole life insurance policy designed to cover funeral and burial costs, outstanding medical bills, and other end-of-life expenses. Policies typically range from $5,000 to $50,000 and are paid directly to your named beneficiary as a tax-free lump sum. The benefit never expires as long as premiums are paid.
No medical exam is required for most burial insurance plans. Many carriers offer simplified issue plans with just a few health questions, and some offer guaranteed acceptance plans with no health questions at all for applicants ages 50–85. A licensed agent will help you find the plan that fits your health situation.
Burial insurance rates depend on your age, health, gender, and the coverage amount you choose. Most Florida seniors pay between $20 and $90 per month for $10,000–$25,000 in coverage. The younger and healthier you are when you apply, the lower your rate — and your rate is locked in for life once approved.
Yes. Burial insurance is specifically designed for seniors. Most plans are available for applicants ages 45–85. Even seniors with common health conditions such as diabetes, COPD, or heart disease may qualify. Guaranteed acceptance plans are available for those who may not qualify for standard coverage.
Many qualified applicants receive same-day approval. Simplified issue plans can be approved within minutes over the phone. Guaranteed acceptance plans are approved immediately, though a 2-year graded benefit period applies for natural causes of death. Your licensed agent will explain exactly when your coverage begins.
Final expense insurance pays a tax-free lump sum to your named beneficiary. They can use it for funeral and burial costs, cremation, outstanding medical bills, credit card debt, mortgage payments, or any other expenses. There are no restrictions on how the benefit is spent — your family decides.